Qualify to pay for your personal training costs with your tax-free HSA/FSA money
Physique Academy has partnered with TrueMed, a platform that helps you use your Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for coaching. If you qualify, this means you can now use pre-tax dollars to cover your program, resulting in average savings of 30%
Checking Your Eligibility is Easy!
Complete Health Assessment
Take a quick, private health survey. A licensed provider will review your answers to determine eligibility. If eligible, you'll receive a Letter of Medical Necessity (LMN) within 1-2 days.
Make your purchase
Do not pay with an HSA/FSA card during checkout.
Submit for HSA/FSA reimbursement
If you qualify, you'll receive an LMN and a guide on how to submit your purchase to your HSA/FSA administrator for reimbursement. Claims are typically paid out in 1-2 weeks.
Complete Health Assessment
Take a quick, private health survey. A licensed provider will review your answers to determine eligibility. If eligible, you'll receive a Letter of Medical Necessity (LMN) within 1-2 days.
Make your purchase
Do not pay with an HSA/FSA card during checkout.
Submit for HSA/FSA reimbursement
If you qualify, you'll receive an LMN and a guide on how to submit your purchase to your HSA/FSA administrator for reimbursement. Claims are typically paid out in 1-2 weeks.
USING YOUR FSA OR HSA FOR PERSONAL TRAINING
Physique Academy has partnered with TrueMed, a platform that helps you use your Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for coaching. If you qualify, this means you can now use pre-tax dollars to cover your program, resulting in average savings of 30%.
WHAT IS AN LMN?
An LMN is a statement from a licensed healthcare provider that confirms personal training is necessary to treat, manage, or prevent a specific health condition. This allows your FSA or HSA funds to be used for training expenses.
WHAT SHOULD THE LMN INCLUDE?
- Your full name
- Your diagnosis or medical condition
- The recommended treatment (personal training)
- A statement explaining why personal training is medically necessary
- The provider's name, credentials, and signature
- The date of issuance
HERE'S HOW IT WORKS IN 3 EASY STEPS:
- Take a 2-minute survey: Complete a brief survey reviewed by a licensed practitioner from TrueMed — $30 one-time fee.
- Receive your Letter of Medical Necessity: If eligible, you'll receive an LMN that covers up to 12 months of coaching for Physique Academy.
- Get reimbursed: TrueMed will guide you through submitting for reimbursement with your HSA/FSA provider.
WHO CAN WRITE AN LMN?
Typically, your primary care physician or a specialist managing your condition can write the LMN.
HOW TO GET STARTED:
- Take a 2-minute survey: Complete a brief survey reviewed by a licensed practitioner from TrueMed — $30 one-time fee.
- Receive your Letter of Medical Necessity: If eligible, you'll receive a Letter of Medical Necessity that covers up to 12 months of coaching for Physique Academy.
- Get reimbursed: TrueMed will guide you through submitting for reimbursement with your HSA/FSA provider.
A NOTE ABOUT PHYSIQUE ACADEMY AND TRUEMED:
Our client platform, Physique Academy, has partnered with TrueMed to make this process easier—but you can also still go directly through your own primary care physician to get the LMN. What matters most is ensuring the letter meets the specific requirements of your health plan or FSA/HSA provider, so we always recommend checking with them first to avoid any surprises.
COMMON QUESTIONS:
Q: Will everyone get approved through TrueMed?
A: Not necessarily—TrueMed's physicians will make an independent decision based on your health status and goals. Approval is not guaranteed.
Q: Does TrueMed guarantee reimbursement?
A: No. TrueMed provides the documentation, but your FSA/HSA provider makes the final decision on reimbursement.
Q: Do I need to pay out of pocket first?
A: Yes. Most FSA/HSA providers require payment upfront, and you submit a reimbursement request afterward with the required documentation.
Q: How long does the process take?
A: Many users complete it in 10–15 minutes, with the letter sent within 24–48 hours if approved.
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